HDFC offers Home Improvement Loan for carrying out repair and renovation of an existing structure. You can take the benefit of this loan for external repairs, internal and external painting, waterproofing and roofing, tiling and flooring, plumbing and electrical work, grills and windows, construction of water tank and borewell.
An existing customer can avail 100 percent of the cost of improvement under the scheme while a new borrower is provided with a financial assistance of upto 85 percent of the cost of improvement. The loan has to be repaid within 15 years, which is subject to the retirement age of the borrower. Moreover, the HDFC home improvement loan can be taken individually or in joint participation with other co-applicants. | 
