HDFC home loans are available for salaried customers, self employed professionals and self employed businessmen. A separate set of documents is required for each of these categories for approval of HDFC Home Loans. While a completed filled-in application form with photograph, identity and residence proof, and processing fee cheque are necessary for each category of loan seekers, there are differences too.
For salaried customers, it is required to produce latest salary slip and last 6 months bank statements along with form 16. If you are a self employed professional or a self employed business man, you need to submit last 3 years income tax returns, last 3 years profit/loss & balance sheet, last six months bank statement along with educational qualifications certificate and proof of business existence. A borrower under the category of self employed businessman is also required to produce business profile and last six months bank statement for self. |