ICICI Bank, a leading private sector lender, offers a number of home loan plans with features that suit the exact requirements of customers. ICICI Home Loans are available for buying a new house as well as for renovating an existing one. Under the various plans of the bank, one can get home loans for a comfortable repayment period of up to 20 years at attractive interest rates.
The home loan amount depends on the repayment capacity of the borrowers and cannot exceed beyond the 80% of the value of property. Repayment capability of a borrower is measured taking into account the factors, such as family income, age, qualifications, number of dependents, assets, liabilities, stability and savings history.
Simplified documentation, doorstep service, complete guidance and sanction approval without having selected a property are some of the other features of the ICICI Bank Home Loan. Some schemes of the bank also come with various insurance options for your home loan at attractive premium. |