Axis Banks provides home loan facilities for salaried persons, self-employed individuals and professionals. The bank has set separte standards for home loan seekers of each category. Applicants falling under salaried class must be a permanent employee of a government or public sector company of repute. Alongside, they are required to have attained 24 years of age.
The category of professionals include people like doctors, engineers, architects, cost accountants, dentists, management consultants, chartered accountants and company secretary. A person who files income tax returns is classifed under the category of self-employed individuals. All professionals and self employed individuals are required to be above 24 years of age at the commencement of loan and up to 65 years or less at loan maturity. |