Dena Bank, a public sector lender, provides upto Rs 100 lakh of financial assistance under Dena Niwas Housing Finance Scheme to help an individual build or buy a dwelling unit. The loan is available for buying a ready house, a plot or a house under construction. The loan is also available for repairs and extension of an existing structure, though the maximum amount that can be taken for the purpose Rs 5 lakh.
Any resident and non resident Indian having a steady source of income is eligible to apply for Dena Bank Home Loan. Repayment of loan can be extended upto 20 years in case of a new purchase or house construction, while it cannot be more than 10 years when the loan is taken for repair or renovation. A processing fee of 0.5 percent of the sanctioned loan amount is charged for the grant of Dena Bank Home Loans. | 
